Why Housing Policy Matters More Than Fed Rate Cuts Right Now Most traders and households are glued to one question: “When will the Fed cut rates?” That focus may be misplaced. A major shift is happening in housing policy that could move mortgage rates and home prices without waiting on the Federal Reserve at all . And for traders and families alike, understanding this shift matters heading into 2026. This isn’t about politics. It’s about liquidity, incentives, and who actuall

Most people still believe global power is decided by military force. That belief is outdated. What’s unfolding between China, the United States, and Venezuela  is a real-time lesson in how power actually operates in modern markets and why traders need to understand systems, contracts, and capital flows , not just charts. This wasn’t a show of military strength.There were no ships moved.No public threats made. Instead, China responded by activating legal protection mechanisms

As the calendar flips to a new year, many traders expect results to change simply because the date did. But markets don’t respond to resolutions, they respond to discipline, structure, and preparation . In our first ITU Rise Live of 2026, we focused on one core question: What does it actually mean to rise as a trader? Rising isn’t about trading more, taking bigger risk, or finding a new strategy. It’s about elevating how you operate. What Traders Must Rise Above One of the mo

Independent trading is a dynamic and increasingly popular way for individuals to engage with financial markets on their own terms. It offers the freedom to make decisions without relying on brokers or financial advisors. However, succeeding in this field requires a solid understanding of the fundamentals, strategies, and risks involved. This article will guide you through the essentials of independent trading basics, helping you build a strong foundation for your trading jour

Every January, traders tell themselves the same thing: “ This year will be different. ” New year. New goals. New motivation. But by February or March, most are doing exactly what they were doing last year —overtrading, hesitating, chasing moves, breaking rules, and wondering why nothing stuck. The truth is uncomfortable, but necessary: A new year doesn’t fix old execution. Most traders don’t fail because they lack market knowledge. They fail because they lack structure under

As this episode releases on January 2, 2026 , one thing is already clear: the trading environment ahead will not reward emotion, shortcuts, or impatience. It will reward structure, discipline, and execution . Episode Releases Jan. 2nd: https://youtu.be/Y7nq6iDC8QI In this ITUTv Podcast conversation, we sat down with one of our ITU alumni to unpack what most traders think they understand versus what actually produces long-term results. This wasn’t a motivational talk or a hig

Why Ultra-Low Rates Matter for Traders Heading Into 2026 Recently, Donald Trump was asked where he believes interest rates should be next year. His answer was direct: around 1%, possibly even lower. That statement matters more than most people realize. Rates at that level are not normal policy settings. Historically, they are reserved for moments when the economy is under severe stress and policymakers are trying to prevent collapse. Talking about using them before a clear cr

As the year comes to a close, we want to pause and say thank you. Independent Trading University is more than charts, strategies, or market sessions. It is a community built on discipline, growth, and the decision to take ownership of one’s future. Each person here chose to show up, learn, and keep going even when the process tested patience and resolve. This year brought wins worth celebrating, but it also brought lessons that mattered just as much. Losses that sharpened dis

ITU Rise FB Live Recap (Dec 18) | Preparing for ITU Rise: Jan 14–18 This week on ITU Rise Live, we had a real conversation that most traders avoid because it exposes the truth: a lot of traders don’t lose because they lack knowledge… they lose because they can’t control themselves.  We opened the session with a student win and a key lesson, progress isn’t always “more trades.” Sometimes progress is fewer trades, smaller size, and cleaner decisions.  One of the biggest breakth

Trading in financial markets can be both exciting and challenging. To succeed, you need a solid plan and the right strategies. This guide will help you master independent trading strategies that empower you to make informed decisions and manage your investments confidently. Whether you are a beginner or looking to refine your approach, these insights will provide practical steps to enhance your trading skills. Understanding Independent Trading Strategies Independent trading s

The December 11 ITU Rise Live session was not a highlight reel. It was a real, unfiltered look into what professional trading actually demands. Over the course of 92 minutes, traders at different stages of their journey walked through wins, drawdowns, emotional battles, technical execution, and economic awareness. What tied it all together was one central theme: cycles . Every trader is in a cycle. The question is whether that cycle is producing growth or reinforcing limitati

Trading can be a challenging journey, especially for day traders and Forex enthusiasts who face constant market fluctuations. One of the biggest hurdles is managing emotions and building the confidence needed to stick to a strategy. Confidence in trading is not just a feeling; it comes from consistent habits and a well-structured approach. This post explores how to build that confidence, avoid emotional pitfalls, and develop a solid trading foundation, drawing insights from t

Hey Traders, As 2025 winds down, most people are winding out. But history shows the traders who stay locked in during Q4 are the ones who set themselves up for life-changing runs next year. We’re at the edge of something massive: The U.S. dollar is losing strength fast. Gold is rewriting the record books, passing $4,000. AI technology is reshaping how markets move, analyze, and react. The next four years will redefine what “wealth creation” even looks like — and ITU traders a

ITUTv Podcast | Season 3 Episode 6 Most traders feel the economy shifting, but few understand what is actually happening beneath the surface. Policy changes, global tension, inflation cycles, and market structure are moving faster than the headlines can keep up with. In one of the most important conversations we have ever released on ITUTv, Zae (ITU Professor) sits down with economic analyst Michael Franz for a transparent, high level breakdown of the economy, politics, and m

Trading independently offers a unique blend of freedom and responsibility. It allows individuals to take control of their financial future by making their own decisions in the markets. However, success in this field requires more than just enthusiasm; it demands a solid understanding of strategies, risk management, and market behavior. This article will guide you through essential independent trading strategies, helping you build confidence and competence in your trading jour

There comes a moment in every movement when the mission has to be spoken out loud. Not whispered. Spoken. Fully. Clearly. Unapologetically. Today is that moment for Independent Trading University. I have watched our community grow. I have watched people fall and get back up. I have watched doubt, fear, struggle, and survival try to tear at the edges of what we are building. And after spending time with my own family these past days, it hit me harder than ever before. Many of

Every trader can feel it. The tape is shifting, volume is tilting, and the market is giving a very different tone than the one we saw during this year’s relentless rally. Headlines are loud, fear is louder, and social media is throwing around words like “bubble” without understanding the real mechanics behind the moves. So let us slow this down, unpack what is happening, and help our traders move with clarity rather than emotion. Current Market Dynamics This week has been a p

Black Friday has officially started at Independent Trading University, and this year we are giving the community our biggest opportunity yet. For a limited time, both ITU Enrollment  and official ITU Merch  are available at 50 percent off . This sale is active right now and ends on November 24th at midnight , which means the moment the clock hits the early morning of November 25th, the opportunity is gone. Links: https://www.patreon.com/cw/independenttradingu/shop https://www

This week is a big deal for the markets, especially the Nasdaq. A lot of important information is finally being released after weeks of delays from the government shutdown. At the same time, the Federal Reserve is preparing to release the minutes from their last meeting — and those minutes could shift the entire market. If you’re trading this week, understand this: The market could move fast, and it’ll move based on information — not emotion. 1. The Fed Is in the Spotlight Th

Weekly Analysis & Forward Bias ITU Market Breakdown Gold ended the week on a strong note (+2.11%) closing at $4,085.83 , but beneath the surface, the market is flashing early reversal signals  that traders cannot ignore. What appeared to be a continuation breakout is showing structural cracks both technically and fundamentally and the next two weeks will determine whether gold resumes its broader uptrend or slips into a deeper corrective phase. This report unpacks the techni